Kisan Credit Card Loan Yojana 2024:- सभी को 3 लाख का ऋण मात्र 4% ब्याज दर पर, आवेदन की पूरी जानकारी देखें..

Kisan Credit Card Loan Yojana 2024 :-  Friends, as you know, farmers often need money for agricultural work. To meet this need, the government has started the Kisan Credit Card Loan Scheme. If you are a farmer and do not know about this scheme, then you will not be able to take advantage of it.

Also, the objective of this scheme is to provide loans to farmers at low interest rates, so that they can easily run their agricultural activities. In this article, we will give you complete information about the Kisan Credit Card Scheme, so that you can easily avail the benefits of this scheme.

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Kisan Credit Card Loan Yojana 2024: Overview

What is Kisan Credit Card Loan Scheme?

Kisan Credit Card is a type of loan, which is made available to farmers by banks at a cheap interest rate. This scheme was started in 1998 by the Government of India, Reserve Bank of India and NABARD. Under this scheme, you can go to your nearest bank and submit your land papers and take a loan for agriculture.

Benefits of Kisan Credit Card Loan Scheme

• Easy terms and conditions: The terms and conditions of the Kisan Credit Card loan scheme are much easier as compared to other government loans.
• Low interest rate: The interest rate on the loan provided under this scheme is much lower than other loans.
• Freedom from money lenders: With this scheme, farmers do not need to take loans from money lenders, thus they can avoid exploitation.

• Increase in production: With the help of Kisan Credit Card, farmers are able to plough their fields and irrigate the crops on time, which increases their production.

  Interest rates of Kisan Credit Card Loan Yojana

  If you take a loan from Kisan Credit Card Yojana, then you should be aware of its interest rates. Under this scheme, the interest rate on loans up to Rs 3 lakh is 4%, in which a subsidy of 2% is given by the central government. If you repay the loan on time, you also get an incentive amount of 3%.

  Kisan Credit Card Loan Yojana 2024 Duration

Kisan Credit Card works like an overdraft, in which you can deposit and withdraw money whenever you want. This card is given for 5 years and after 5 years you can get it renewed by paying interest.

Documents required for Kisan Credit Card Loan Scheme

• Aadhar Card
• PAN Card
• Bank Account Passbook
• Income Certificate
• Residence Certificate
• Caste Certificate
• Land Documents
• Mobile Number and Passport Size Photo

How to apply for Kisan Credit Card Loan Yojana 2024?

• To apply for KCC Loan, you have to go to your nearest bank branch.
• First of all, by going to the bank, you have to get the application form of this scheme.
• The application form has to be filled properly.
• All the required documents have to be attached to the application form.
• Finally, the application form has to be deposited in your bank.

Important Links of Kisan Credit Card Loan Yojana 2024